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Portugal

Lisbon · Southern Europe

Detailed guide

An EU and Schengen member on the Atlantic coast with a mild climate, comparatively low costs for Western Europe, and two explicit long-stay routes for people whose income comes from outside the country. Health cover and housing are the two areas applicants most often underestimate.

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  • European Union
  • Schengen Area
  • Eurozone
Capital
Lisbon
Currency
EUR €

Euro

Language
Portuguese
Population
10.6M

2024 estimate

Long-stay routes
5
Route to permanent residence
Yes

Soonest, 5 years

Unemployment
6.4%

2025, indicative

Drives on the
Right

+351

Entry and short stays

What your passport allows before any long-stay permission is involved.

Reading your passport selection…

Can I live here?

Every long-stay route this country publishes, checked against what you tell us. The checking happens in your browser.

About you

Stored in this browser only. Never sent anywhere.

Before tax, in the currency you earn.

Reading your answers…

Nothing here is an approval, and nothing here is advice. Only the authority deciding your application can tell you the answer, and it will weigh things this tool does not model.

Long-stay routes

Stored as structured records, so the same data drives the checks above, the comparison view and the checklists.

A residence route for people who earn their income from employers or clients outside Portugal. It is a genuine residence permit, not a long tourist stay: it makes you tax resident, and it counts towards permanent residence and, in time, citizenship.

Income needed
€3,680 a month
Leads to settlement
After 5 years

D7 passive income residence visa

Retirement and passive income

The long-standing route for people living on a pension, rental income, dividends or other regular passive income. The income bar is far lower than the D8, but the income has to be genuinely passive and reliably documented.

Income needed
€920 a month
Leads to settlement
After 5 years

Citizens of the EU, EEA and Switzerland do not need a visa or a residence permit. Staying beyond three months means registering with the local council and meeting the conditions in the free movement directive.

Income needed
Not stated
Leads to settlement
After 5 years

For people accepted onto a course at a recognised Portuguese institution. Holders may work part-time, and time spent studying counts towards permanent residence, though at a reduced rate in some assessments.

Income needed
€920 a month
Leads to settlement
After 5 years

Lets a legal resident bring a spouse or partner, dependent children and, in defined circumstances, dependent parents. Rules in this area were tightened in 2025, so timing and qualifying periods need checking carefully.

Income needed
Not stated
Leads to settlement
After 5 years

Cost of living

An estimate you can shape. It is not survey data and it is not a quote.

Estimated monthly costs by category
CategoryMonthly range
Housing€700 – €1,300
Food€250 – €420
Utilities€90 – €170
Internet€30 – €50
Transport€40 – €110
Healthcare€50 – €140
Everything else€180 – €400
Total€1,340 – €2,590
Suggested monthly buffer€3,108
Estimate

Modelled from a baseline for one adult and scaled, not sampled from households. Figures are shown as ranges because that is the honest shape of the data.

Researched, not independently verifiedlow confidenceReviewed 20 September 2026

Worth knowing. A modelled estimate, not a survey. Country-wide figures conceal a large gap between Lisbon and the interior — use the city pages where they exist.

Housing

Foreign nationals may buyDeposit ≈ 2 monthsTypical lease 12 months

There is no general restriction on foreign nationals buying property, and no residence requirement to do so. Buying property does not by itself grant any right to live in Portugal.

What landlords usually ask for

  • Portuguese tax number (NIF)
  • Proof of income, often two to three times the rent
  • A Portuguese guarantor, or several months of rent paid in advance instead
  • Portuguese bank account for the standing order

Idealista (opens in a new tab)Imovirtual (opens in a new tab)Casa SAPO (opens in a new tab)

Researched, not independently verifiedlow confidenceReviewed 20 September 2026

Worth knowing. Market conventions rather than legal requirements; they vary by landlord and city.

Healthcare

A national health service (SNS) funded from general taxation, alongside a substantial private sector that most residents on long-stay permits use for anything non-urgent because of public waiting times.

If you live there
Legal residents can register at a local health centre and receive an SNS user number, giving access at subsidised cost.
If you are visiting
Emergency care is provided to anyone. EU, EEA and Swiss visitors are covered by the European Health Insurance Card; everyone else should hold travel or private medical insurance.
Private cover required for a long-stay visaPrivate cover ≈ €40 – €150 a monthEmergency: 112
Researched, not independently verifiedmedium confidenceReviewed 20 September 2026

Tax

Tax depends on your own circumstances, your other citizenships and any treaty between the countries involved. Treat everything here as orientation and confirm it with the tax authority and a qualified adviser before you act.
Tax residency threshold
183 days
Taxes worldwide income
Yes, for residents
Income tax range
13% – 48%
VAT or sales tax
23%

You are generally tax resident if you spend more than 183 days in Portugal in any twelve-month period, or if you keep a home there in circumstances implying it is your habitual residence.

Remote workers. A D8 holder living in Portugal is tax resident there. Whether your home country also taxes you depends on its own rules and on any double taxation treaty — US citizens in particular remain subject to US filing obligations regardless of residence.

Social insurance. Employees and the self-employed contribute to Segurança Social. Self-employed contributions are assessed on relevant income and there is generally an exemption in the first year of activity.

Capital gains. Gains on securities are generally taxed at a flat rate, with an option to be taxed at progressive rates. Property gains are treated differently, with relief where a main home is reinvested.

Special regimes

Incentivised tax status for scientific research and innovation (IFICI)

The regime that replaced the former non-habitual resident scheme for new arrivals. It offers a reduced rate on qualifying employment and self-employment income for people in defined activities. Eligibility is narrower than the scheme it replaced.

Researched, not independently verifiedlow confidenceReviewed 20 September 2026

Worth knowing. A general orientation only. Portuguese tax rules changed materially in 2024 and 2025, and individual outcomes depend on treaties and personal circumstances. Confirm with the Autoridade Tributária and a qualified adviser.

Work and the labour market

Conditions in the labour market, which is a different claim from how many jobs are open right now. This product does not pretend to know the second from static data.

Estimate
Unemployment
6.4%
Youth unemployment
20%
Average earnings
€1,600 / mo
Minimum wage
€920 / mo
Researched, not independently verifiedlow confidenceReviewed 20 September 2026

Worth knowing. Indicative figures for orientation. Labour statistics lag by one to two years and definitions differ between national and ILO measures — read the live series for current values.

Sectors

  • Technology and shared servicesgrowingLisbon and Porto host a large number of international engineering and shared-service centres.
  • Tourism and hospitalitystableA major employer, strongly seasonal and concentrated on the coast.
  • Health and social caregrowingPersistent demand, with recognition of foreign qualifications the main barrier.
  • Renewable energygrowingSignificant wind and solar capacity with continuing investment.

Cities

A country-wide average hides a lot. Where we have city data, use it instead.

Lisbon

The capital and the centre of the country’s international job market. Rents have risen faster than local wages for a decade, and it is materially more expensive than anywhere else in Portugal.

One adult, monthly: €1,900 – €2,900

Porto

The second city, on the Douro. Cheaper than Lisbon with a comparable international community and a growing technology sector, though the rental market has tightened sharply.

One adult, monthly: €1,600 – €2,400

Braga

A university city in the north with noticeably lower housing costs and a smaller international population.

One adult, monthly: €1,300 – €1,900

Sources

Every claim on this page traces to one of these. If something here matters to a decision you are making, read it there.

Reference dataset, compiled 20 September 2026. This is a compiled reference dataset. Every figure is drawn from official material and cited, but no record has been signed off by a named editor working through the review console, so nothing here is marked verified. Immigration rules change without notice and consulates apply them differently. Check the linked authority before you act on anything. This site is not legal advice.